What Not to Tell an Insurance Adjuster After a Car Accident

When an individual suffers injury in a car accident, they will submit a claim with their insurance company. Insurance carriers will investigate the claim in order to avoid paying for claims that fall outside the policy’s coverage or if the claim is fraudulent. The claims adjuster, also known as an insurance adjuster, will proceed to gather evidence and examine the claim on behalf of the insurance company.

Car accident damages can cause challenging financial burdens, but receiving compensation for your losses can significantly help reduce stress and allow you to recover smoothly. Adjusters are vital for offering fair settlements, but communicating with them can feel overwhelming. With a California car accident lawyer representing you, they will discuss the details of your claim with the adjuster to help you obtain the compensation you deserve.

Avoid These 4 Mistakes When Talking with an Insurance Adjuster After a Car Accident

Before talking with an adjuster or contacting your insurance, there are a few important notes to remember. Consider the following four mistakes to avoid when talking with a California insurance adjuster:

Admitting Fault

For many, it is common to say “I’m sorry” or apologize after an accident, regardless of whether they were the ones to cause the crash. Never apologize to anyone involved in the accident, even if you are trying to be polite. These statements and phrases can be harmful to your claim and work against you.

Downplaying Your Injuries

Another common phrase for people to say is “I’m fine.” Many find that it is a natural reaction or habit to downplay their injuries in order not to worry others. However, downplaying the harm you suffer after an accident can cause adjusters and insurance agencies to believe your injuries are not as severe as you claim. Going to the doctor and assessing your injuries can help determine your losses and provide evidence for the adjuster to show severe injuries.

Speculating About the Crash

While you may want to offer as much information as possible, if you are unsure about any details about the accident and your injuries, it is best to say “I don’t know” instead of any “I think” statements. Speculating about the crash can cause you to make accounts or claims that you may go back on in the future. It is best not to claim anything you do not have evidence to support.

Recorded Statements

Recorded statements only benefit the insurance company and potentially put you in a challenging position. An insurance agency will thoroughly analyze recorded statements for inconsistencies and contradictory statements. The information you provide may cause you to lose compensation for your damages. The insurance agency may also use information out of context and against your best interests. You are generally not obligated to provide recorded statements, and it is in your best interest to talk with your lawyer before putting anything on the record.

Before communicating with an insurance adjuster, speak with an experienced California car accident lawyer. They will know what information you should and should not provide, as well as discuss and converse with the adjuster on your behalf.

Contact an Experienced California Car Accident Lawyer at Younglove Law Group Today

When you are in the process of a car accident claim, there are a lot of steps and conversations that can pose a risk without an experienced individual on your side. Our Riverside car accident lawyers have the resources and tools to guide you through a smooth and successful California car accident claim. We understand the challenges and will do everything in our power to protect your rights and interests.

Call (949) 691-3660 or fill out our contact form to speak with one of our experienced lawyers today.