Underinsured/Uninsured Accident Attorney in Newport Beach
Car accidents and other incidents can often result in serious injuries, which require significant medical care and time taken off other obligations to recover appropriately. Unfortunately, this means many of us are thrown into financial instability while we are healing, using funds to pay off bills, being unable to replenish them quickly when we take time off work, or forcing the healing process to take longer when we continue to do our jobs. But when another person is responsible for our injuries, they should be held accountable for these damages.
However, you might be in a situation where the responsible party does not have sufficient insurance coverage to meet your needs. What should you do when the responsible individuals’ policies are insufficient to cover the damages? What if they have no insurance at all? You might be able to recover fair compensation, either by utilizing one of your policies or taking legal action directly against the liable parties. For assistance getting fair compensation for your losses and analyzing your options, do not hesitate to contact Younglove Law Group.
What Happens When the Other Driver is Uninsured or Underinsured?
If the responsible driver is uninsured or underinsured, their insurance policy has a maximum cap on what can be offered for your losses. For instance, if a maximum of $15,000 can be provided, you are forced to shoulder the costs of additional damages above that amount. That can even be the case when you suffer more than $15,000 in losses, including medical bills, time off work, or other losses.
While this is unfair, given the amount of money you have lost and the suffering you have endured, it can be challenging to receive adequate compensation if you solely rely on this route.
How Can You Receive More Compensation When Insurance Coverage Is Not Enough?
Other options might be available to you if you want to receive sufficient compensation. For one, you can take legal action directly against the at-fault party. However, this might not end in the way you would expect, as they might not have the assets to cover your losses. Not having enough money is a common reason for individuals choosing lower coverage policies or not having insurance at all. Regardless, this can be beneficial for you to consider in some circumstances.
We often recommend that everyone obtain underinsured or uninsured motorist coverage whenever possible, as this allows you to receive compensation in the event that another driver does not have sufficient coverage. While your own insurance will also have a cap, it protects you from being left at the mercy of the at-fault party’s choice of coverage. If you choose this route, we still recommend you work with a lawyer.
Despite what most people expect, even if you are going through your own insurance company for your injury claim, they are unlikely to offer the fair compensation or settlement you deserve. By working with an attorney, like one from Younglove Law Group, you are more likely to be treated fairly by your insurance company. Our team can communicate on your behalf, making it much easier to gain a respectable recovery and reduce your stress levels.
How Can a Newport Beach Underinsured/Uninsured Accident Attorney Help With Your Claims?
If you are involved in an incident where an uninsured or underinsured individual is responsible, we strongly recommend that you work with an attorney for assistance. An underinsured and uninsured accident lawyer from Younglove Law Group can support you in many ways, including communicating with other parties, fielding questions from insurance companies, increasing the compensatory value of your claims, completing paperwork, and managing your legal schedule. One of our attorneys can also help you assess your legal options.
We urge you to refrain from representing yourself during legal matters, as self-representation often results in less-than-ideal outcomes. By retaining legal support, you are less likely to face unnecessarily lengthy litigation, undue stress, unfair compensation, a lost case, and other adverse effects. Please consider working with an attorney, as you are much more likely to receive positive and fair results while navigating the legal system.
Younglove Law Group works on contingency and offers free consultations to victims and survivors, and you can also win compensation for our support. This means you only pay us when you win your case, and liable parties will most likely cover any costs related to our aid. Please get in touch with us as soon as possible to improve your odds of winning your case and receiving fair compensation and recovery.
Boost Your Chances of Fair Compensation With Support From Younglove Law Group
Getting into an accident with someone who does not have enough coverage can be frustrating, but you have the option to fight this legal battle with support. When you contact Younglove Law Group, we can equip you with the tools, resources, and strategies you need to improve your odds of legal success. Our clients trust us to bring them fantastic results, and we would be proud to do the same for you.
We have a long-standing history of aiding victims and survivors. Do not hesitate to contact us. When you connect with our team, we will schedule your free consultation with an understanding, dedicated, and talented attorney. There, our Newport Beach car accident attorneys can discuss any questions and concerns you have about your circumstances and claims. You can reach us with a phone call at (949) 691-3660, by using our toll-free number at (844) 810-1800, or by completing our contact form at your convenience.