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Do I Need Motorcycle Insurance in California?

More motorcycles are registered in California than in any other state. Although riding a motorcycle is an enjoyable experience, being involved in an accident can be life-changing. Following an accident, many motorcycle owners are looking for financial protection through their insurance policies to repair property damage and cover medical expenses. All California motorcyclists are legally required to have motorcycle insurance to operate a bike on the road.

Motorcycle insurance is different from automobile insurance in that it is a separate policy specifically for motorcycles. In other words, if a person is in a motorcycle accident, their regular auto insurance will not cover them. The state of California requires everyone who is operating a motorcycle on public roads to carry liability insurance. Those found to be operating without it will be subject to severe penalties and consequences.

How Much Motorcycle Insurance Do California Drivers Need?

For motorcycles, the minimum coverage requirements are the same as for automobiles, following the 15/30/5 standard. Accordingly, motorcycles must be insured as follows:

$15,000 for bodily injury to a single person
$30,000 for bodily injury to all persons involved in the same accident
$5,000 for property damage resulting from a collision

Riders in California would be wise to ensure they are adequately covered for accidents by purchasing additional coverage well beyond the minimum requirements above. These amounts are only the minimum, and it is easy for accident costs to surpass these coverages. Notably, special consideration should be given to uninsured and underinsured motorist coverage (UM/UIM). If an uninsured, underinsured, or hit-and-run driver hits you, this optional coverage can prove to be invaluable.

However, California’s liability coverage requirements for motorcyclists do not cover accident-related expenses incurred by a motorcyclist if they are at fault. As such, motorcyclists are encouraged to carry collision insurance and medical payments coverage in the event of an accident.

How Does Motorcycle Coverage Work in California?

Motorcycle insurance in California can be purchased the same way as car insurance. In some cases, you can get discounts for motorcycle insurance when you bundle it with your car insurance. However, changing insurers may yield lower rates.

The same principles that apply to traditional insurance policies apply to motorcycle coverage. Following an accident, your insurance information will be shared with the other parties involved. When a motorcyclist causes an accident, the motorcyclist’s insurance company will cover the property damage and medical bills of the other party. Otherwise, a motorcyclist’s injuries and damages will be covered by the liability insurance of the driver at fault.

Standard Motorcycle Insurance Policies Do Not Cover Modified Bikes

It is not uncommon for bikers to modify or customize their bikes. Unfortunately, your regular motorcycle insurance will not cover the modifications. This includes value-added accessories, such as aftermarket performance parts or style modifications made after purchase. Adding these optional features can significantly increase the value of your bike, which means you can lose a considerable amount of value if you are involved in an accident. Thankfully, you can buy additional coverage for a modified motorcycle. Note that you may need receipts to verify the value of the modifications with your carrier.

It is essential for motorcyclists, or those considering buying a motorcycle, to ensure they have at least the minimum level of coverage in California. Ideally, they would also be looking into additional coverage to ensure they are protected when an accident occurs. At Younglove Law Group, our California motorcycle accident attorneys can provide you with assistance following an accident.

Call a California Motorcycle Accident Lawyer Today

Motorcycle accident victims need a law firm that fights for their rights. Younglove Law Group does just that. In fact, Partner Phil Younglove is a motorcyclist himself. We understand the negative stigma attached to motorcycle riders, so we work diligently to ensure you receive a fair settlement for your injuries and losses. To schedule a free and confidential consultation with a California motorcycle accident attorney at Younglove Law Group, call (844) 810-1800 or complete our contact form today.

June 13, 2021/by younglovelaw

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The 4 Most Dangerous Roads in Riverside County, CA

Many of California’s most dangerous intersections are located in Riverside County. In Riverside and the surrounding areas, motor vehicle accidents can result in serious injuries and significant losses that may require the help of a California personal injury attorney for recovery in civil court.

Read on if you want to learn which intersections and streets you should avoid or exercise extra caution when passing through. While accidents can occur anywhere in the city, certain areas are known for being more hazardous than others. Traffic accidents tend to occur at these intersections and along these roads more regularly and result in more serious injuries and fatalities.

The Intersection of Ynez Road and Winchester in Temecula

In the last decade, hundreds of crashes have occurred at this seven-lane intersection. It is no surprise that Ynez Road and Winchester are among Riverside County’s most dangerous intersections, given that there are so many lanes of traffic and nearby shopping centers.

Moreover, crossing Ynez on foot can be difficult, as there are only three pedestrian crossings in the area, but none on the north side.

Gilman Springs Road near Bridge Street in Moreno Valley

As you drive down Gilman Springs Road, you will eventually come to Bridge Street. This is a small intersection in Moreno Valley that has a one-lane road with only one left-turn lane. This area lacks street and traffic lights.

A single stop sign stands at the intersection of Bridge Street and Gilman Springs to direct traffic. The intersection has no pedestrian crossings, and with a speed limit of 55 mph, there’s a good chance that lots of cars will speed by, making it one of the most dangerous intersections in Riverside County.

Magnolia Avenue and Tyler Street in Riverside

Magnolia Avenue and Tyler Street in Riverside form a massive intersection. Up to six lanes of traffic pass through this intersection on one side, and it is surrounded by shopping centers, department stores, restaurants, banks, gas stations, and pedestrians. It should come as no surprise that many thousands of accidents occur here each year.

Although street signs are clear and pedestrian crosswalks are available on all sides, there are no bike paths for bicyclists and turning signals are faded and difficult to read.

Arlington Avenue and Van Buren in Riverside

If you look at Arlington and Van Buren, it is hard to imagine that hundreds of crashes have taken place there in the last decade. Its four sides are equipped with pedestrian crosswalks, bicycle lanes, and readable street signs, and there are no large shopping malls in the neighborhood to draw even more traffic to the area.

This intersection, however, has an ample amount of traffic on its own without the added threat of shoppers and other consumers. With 32 lanes of traffic at this intersection, the number of vehicles crossing each other at the intersection each day greatly increases the risk of people being struck by a distracted, drunk, or reckless driver, thus making it Riverside County’s most dangerous intersection.

Injured in a Car Accident? Get Help from a California Personal Injury Lawyer Today

Whether you have been involved in a collision on one of Riverside’s most dangerous roads or you have been a victim of a road accident elsewhere, Younglove Law Group is ready to help you. Our California accident lawyers can help you recover the monetary damages you need and deserve after a car accident.

You have a limited period of time to make a claim for damages. You may not be able to recover anything if you do not file within two years of your accident. Call us today to schedule your free consultation at (844) 810-1800 or complete our contact form. If you have any questions, we will be happy to discuss your case with you and explain your legal options.

June 10, 2021/by younglovelaw

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Could Teen Car Crashes Really Be Their Parents’ Fault?

The majority of teenagers view driving as a fun and liberating activity. While this may be true in part, teens may become so enamored with freedom that they often neglect the responsibilities, as well as overlook the risks, that come with driving on their own. To ensure a teen practices safe driving, it is essential for parents to explain the potential threats in and around the car, as well as how to avoid them.

The Centers for Disease Control and Prevention statistics indicate that motor vehicle accidents are the leading cause of death among teens in the United States. In light of these statistics, it is clear teens need assistance and guidance to become more responsible drivers, particularly in learning how to avoid accidents and stay safe behind the wheel. Consequently, parents who fail to make sure their teens drive responsibly can be considered negligent as well.

Parental Influence on Teen Driving

Identifying good and bad driving maneuvers may facilitate teen driver education and help them to improve their driving abilities. In this way, teenagers who engage in risky driving behaviors can learn from their mistakes and reduce the likelihood of contributing to a car accident. During the early stages of learning, an adult or parental guardian should provide such guidance. Adult supervision is no longer required once teens attain their licenses; however, studies suggest continued adult supervision and instruction, even after a teen obtains their license, can significantly reduce the rates of teen driving accidents.

The California Department of Motor Vehicles requires parents to sign a consent form before their child may drive if the child is 18 years or younger. Therefore, they are responsible for any accidents caused by their teens. This concept is known as parental liability. Furthermore, parents who lend their vehicles to teenagers may also be liable as vicarious agents. When another person drives a car that causes an accident, the owner is liable by vicarious liability. Additionally, parents may be held liable when their teens are involved in accidents involving alcohol or drugs.

University of Iowa Study Brings Astonishing Results

University of Iowa researchers found adults who monitor their teen drivers’ behavior and engage in conversations about safe driving with their teens could reduce the risk of a crash. Specifically, the study revealed almost 80 percent of driving accidents are prevented when parents talk to their children about how to drive safely.

This study analyzed in-vehicle video monitoring systems that analyzed the vehicle’s speed, the direction it moved, its G-force, and a number of other factors that are relevant to a teen’s driving safety. Parents were immediately notified if their teenager drove faster than they should, braked suddenly, swerved unsafely, or otherwise exceeded a safety threshold.

Study Highlights

The study examined 150 families with recently licensed teen drivers over a three-year period. Video surveillance and tracking systems were installed in all vehicles. After that, the parents were divided into three groups. One group was alerted when their teens were driving dangerously, another group did not receive notification, and the last group received notification and provided guidance on how to discuss safe driving with their child.

Compared to the other two groups, the third group (those who received notifications and instructions) saw 80% fewer unsafe driving incidents, and the second group that received only notifications about the problem and was not told how to minimize it saw 65% fewer accidents. The study concluded parents should be more involved in helping teens drive safely.

Experienced Teen Driving Car Accident Attorneys in California

A car accident involving a teenage driver may cause you or a loved one serious injury. The legal team at the Younglove Law Group is here to help and will work diligently to ensure you obtain meaningful compensation. If your teen was in a car accident, you may need help negotiating a settlement to cover medical expenses, pain and suffering, and other economic and noneconomic damages. In other cases, you may be eligible for compensation if you were struck by a teen driver. An experienced Newport Beach car accident lawyer can take the case to court to help you obtain the compensation you deserve.

Call (844) 810-1800 or complete our contact form for a free consultation.

June 7, 2021/by younglovelaw

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Surprising Facts About Motorcycle Lane Splitting in California

While driving around the picturesque roads of California, you have no doubt encountered a motorcyclist –– or a group of them –– at some point during your travels. According to Statista.com, there are more than 800,000 registered motorcycles in the Golden State. Around the beaches especially, they are common methods of transportation. What is even more common is to experience motorcyclists riding between lanes of traffic. This is called “lane splitting.” In the United States, lane splitting is highly regulated, and people often wonder whether it is legal in California.

Listed below are four important points about lane splitting in California.

Lane Splitting is Legal Only in California

Motorcycle lane splitting is often misinterpreted by road users as being illegal, but this is not always true. It has never been illegal for California drivers to split lanes or share lanes. As such, lane splitting has long been a common method of traveling for motorcycles, particularly as the traffic got slower. Over time, motorcycle riders started lane splitting to keep their vehicles cool and reduce traffic congestion so they could reach their destinations quicker. When lane-splitting, motorcycle riders still have to abide by speed limits, other traffic laws, and can be cited if they do not operate their vehicles responsibly.

In every state except California, lane splitting is unlawful, according to the American Motorcyclist Association. In most states, it is illegal for motorcyclists to pass a vehicle in the same lane or to ride between lanes of traffic. Nonetheless, there have been some states that have proposed legislation permitting lane splitting.

Changes to the Law Were Implemented

In 2017, Governor Jerry Brown signed Assembly Bill 51 into law to lay to rest any uncertainty about lane-splitting. Following its implementation, the California Highway Patrol (CHP) was allowed to set clear guidelines regarding lane splitting to keep motorists safe. Specifically, Section 400 of the bill defined lane splitting as a motorcycle riding between rows of stationary or moving cars with two wheels on the ground.

California Highway Patrol, in collaboration with the Department of Transportation, the Department of Motor vehicles, and the office of traffic safety and motorcycle safety, developed “lane splitting safety tips.”

Limited Data on the Dangers of Lane-Splitting

Lack of data is one of the biggest issues with lane splitting. According to a 2015 study conducted by the Safe Transportation Research & Education Center at University of California, Berkeley, 17 percent of the 6,000 motorcyclists who crashed between June 2012 and August 2013 were lane splitting.

The study also indicates that lane splitting is a relatively safe way to ride a motorcycle in traffic moving at fewer than 50 mph, as long as the speed of the motorcycle does not exceed that of surrounding traffic by more than 15 mph. However, the authors point out that the study cannot be used to assess the overall safety of lane splitting. To determine the safety of the practice overall, researchers would need to collect crash data on motorcycle riders who lane split as well as those who do not and see if one population is more prone to crashes.

While California is the only state where lane splitting is legal, it has a low number of motorcycle deaths per 100,000 registered motorcycles when compared to other states according to the National Highway Traffic Safety Administration. This, however, fails to consider other state-to-state variations, such as helmet regulations and motorcycle riding culture. The fact remains that there is no definitive evidence that lane splitting is safe.

Motorcyclists and Drivers Have Different Opinions

Speed and safety are two main reasons motorcycle riders lane split. As a result of lane splitting, motorcycles can travel through traffic at a much faster speed than cars, and bikers say that it improves commutes for everyone. Motorcyclists say lane splitting actually makes them feel safer while riding, despite the fact that drivers often cite safety as a criticism of the practice. Drivers, according to motorcycle groups, tend to associate lane splitting with acts of recklessness, high speeds, rather than with lawful, slow speed lane splitting.

Drivers, on the other hand, generally do not like motorcyclists who lane split. Most drivers disapprove of lane splitting because they believe it is unsafe and unfair. Some people are concerned about the increased risk of accidents, while others don’t appreciate that it is a sudden and startling maneuver.

Call the Motorcycle Accident Lawyers at Younglove Law Group Today

Motorcycle accident injuries can be quite serious, resulting in life-threatening injuries and complications. A victim can incur medical bills that top five, six, or even seven figures. Moreover, they may also experience continuous employment difficulties for months or be unable to return to work due to permanent disability. And, when a family member has died in a motorcycle accident, you have the right to pursue a wrongful death claim.

You deserve to seek justice for your pain, and attorneys with Younglove Law Group can help you do just that. Our firm has helped clients recover millions in settlements and awards. To schedule a free consultation with one of our experienced motorcycle accident attorneys, call (844) 810-1800 or complete our online contact form.

June 4, 2021/by younglovelaw

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Top 4 Mistakes to Avoid When Pursuing a California Personal Injury Case

If you are involved in any kind of accident—such as a car, bike, or slip-and-fall accident—it is important to avoid mistakes that could negatively affect your insurance claim. In fact, certain actions could prevent you from receiving payment for your injuries or damages. A skilled personal injury lawyer is a great resource for ensuring you take all the steps needed for a successful claims process. If you are navigating a personal injury claim, following the tips listed below will ensure you proceed through the process with ease. Here are the top 4 common mistakes to avoid when pursuing a California personal injury case.

5 Mistakes to Avoid When Filing a Personal Injury Case

A sudden accident can turn your life upside down in an instant. One moment, everything is normal, and the next, you’re faced with injuries, medical bills, and the stress of figuring out what to do next. If you’re considering a personal injury claim in California, every decision you make can impact your case—including a few missteps that could cost you the compensation you deserve.

Waiting to Seek Medical Attention

Although you may not realize it, your personal injury claim begins the moment you are injured in an accident. Everything you say and do from that moment forward will determine how successful your claim will be.

It is crucial to seek immediate medical attention as soon as possible after an accident. Even if your injuries are minor, you should still get an opinion from a medical professional. Many conditions caused by common accidents can have a delayed onset, meaning you should always have a doctor perform a physical examination to make sure no underlying conditions are missed. It is equally important to keep records and receipts of all your medical care and related expenses, as these records may be required to substantiate your injuries.

Ignoring Your Doctor’s Advice

Choosing not to follow your doctor’s advice and medical treatment can hurt you in more ways than one. First and foremost, your body may not heal properly, causing you long-term pain. For your health, it is essential to attend any doctor, physical therapy, or mental health appointments and take any prescribed medications.

In addition to harming your health, ignoring your doctor’s advice can harm your personal injury case. Insurance companies are quick to look for any excuse to lowball claims, and the law requires you to “mitigate your damages.” In a personal injury claim, this means you are required to take all steps necessary to address your injuries. In short, if you do not follow the doctor’s orders and document your medical treatment, the insurance company may assert you worsened your own injuries and refuse to fully compensate you.

Gathering Evidence and Documentation

Gathering evidence and documentation is a crucial step in building a strong personal injury case. This includes collecting and preserving any relevant information that can help prove the extent of your injuries and the impact they have had on your life. Some examples of evidence and documentation that you may need to gather include:

Medical records and bills
Police reports and accident reports
Witness statements and contact information
Photos and videos of the accident scene and your injuries
Records of lost wages and other expenses related to your injuries
A journal or diary of your symptoms and how they are affecting your daily life

It is essential to keep all of this evidence and documentation organized and in a safe place, as it will be used to support your personal injury claim. Your personal injury lawyer can help you determine what evidence and documentation is necessary for your case and can assist you in gathering and preserving it.

Dealing with Insurance Companies

Dealing with insurance companies can be a challenging and frustrating experience, especially when you are trying to navigate the complex process of filing a personal injury claim. Insurance companies are in the business of making money, and they often try to minimize the amount of money they pay out in claims. This means that they may try to deny your claim or offer you a low settlement.

It is essential to be cautious when dealing with insurance companies and to remember that they are not on your side. Here are some tips for dealing with insurance companies:

Do not give a recorded statement to the insurance company without consulting with a personal injury lawyer first.
Do not sign any documents or accept any settlement offers without consulting with a personal injury lawyer first.
Be careful what you say to the insurance company, as they may try to use your words against you.
Keep a record of all communication with the insurance company, including dates, times, and details of what was discussed.

Your personal injury lawyer can help you navigate the process of dealing with insurance companies and can assist you in getting the fair compensation you deserve.

Openly Discussing Your Case

While it may be difficult to avoid discussing the details of your case with family and friends, it is usually best not to do so. As a general rule of thumb, you should only discuss your case with your lawyer. This is because any person(s) with whom you discuss your case can technically be considered witness, meaning they may be called upon to recount what you told them. Although the things you told them may seem minor, they can oftentimes be twisted against you, damaging your claim. The negligent person’s insurance company does not have your best interests in mind and will usually do anything they can to avoid a fair settlement. This includes not only medical records and bills but also a detailed account of all medical expenses incurred.

Filing a Claim on Time

Filing a claim on time is essential in personal injury cases. In California, the statute of limitations for personal injury cases is two years from the date of the injury. This means that you have two years from the date of the accident to file a claim against the other party’s insurance company.

If you fail to file a claim within the statute of limitations, you may lose your right to seek compensation for your injuries. This is why it is essential to consult with a personal injury lawyer as soon as possible after an accident.

Your personal injury lawyer can help you determine the statute of limitations for your case and can assist you in filing a claim on time. They can also help you navigate the complex process of filing a claim and can ensure that you receive the fair compensation you deserve.

It is also important to note that there are some exceptions to the statute of limitations, such as:

If the injured person is a minor, the statute of limitations may be tolled until they reach the age of majority.
If the injured person is mentally incapacitated, the statute of limitations may be tolled until they are no longer incapacitated.
If the defendant is a government entity, the statute of limitations may be shorter.

Your personal injury lawyer can help you determine if any exceptions apply to your case and can assist you in filing a claim on time.

Taking the First Settlement Offer

Insurance companies have teams of attorneys on hand to carefully review claims and find ways of legally avoiding payouts. Insurance adjusters are professionals who work for insurance companies and aim to minimize payouts. Unfortunately, this leads them to extend quick settlement offers that are typically far less than the full value of the case. They are aware that victims of accidents are primarily concerned with having the funds to buy food, pay medical bills, and make rent, and they prey on these victims’ ignorance and inexperience. While it may be tempting to accept fast compensation, it is almost certainly not in your best interest to do so. Never accept an early settlement offer without first consulting with an experienced personal injury attorney in California.

Contact the Experienced Personal Injury Attorneys at Younglove Law Group

In the aftermath of an accident, it is easy to feel overwhelmed. Additionally, be cautious about what you post on social media accounts, as these can be scrutinized by insurance adjusters and lawyers. However, letting stress get the best of you can often result in significant mistakes that can affect your personal injury claim. The best way to ensure your rights are protected through the claims process is to work with a skilled personal injury attorney.

Younglove Law Group, we are proud to offer quality legal representation to individuals who have suffered injuries from all kinds of accidents in California. Our Newport Beach law firm focuses exclusively on personal injury cases and specializes in claims involving catastrophic and fatal injuries. Our attorneys take a client-focused approach to our cases, always ensuring our clients feel prioritized and heard. Call our top-rated car accident lawyers at (844) 810-1800 or fill out our online contact form for a free and confidential consultation.

May 24, 2021/by younglovelaw

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Tips for Preventing Bicycle Accidents in California

The beautiful landscape of California makes it a popular biking destination. While biking may seem like a relatively safe activity, bicycle riders encounter similar risks as traditional vehicles. Specifically, bikes lack a protective outer frame, putting cyclists at a greater risk for incurring severe injuries in the case of an accident. To avoid getting into an accident, it is best for cyclists to take preventive measures. If you or someone you know has recently been involved in a cycling accident, consult a skilled personal injury attorney. An experienced lawyer can examine the factors surrounding your claim to determine if you are eligible for compensation. Here are some tips for preventing bicycle accidents in California.

Younglove Law Group is dedicated to protecting cyclists throughout California by advocating for safer roads and holding negligent drivers accountable. We understand the severe impact bicycle accidents can have and work tirelessly to help injured cyclists secure the compensation they need. Our team has successfully handled complex injury claims, ensuring clients receive the medical care and financial recovery they deserve. Through skilled legal representation and a commitment to justice, we help cyclists move forward after devastating accidents.

Understanding California Traffic Laws

As a cyclist in California, it’s essential to understand the traffic laws that govern the roads. California’s Vehicle Code outlines the rules and regulations for cyclists, which are designed to promote safety and reduce the risk of bicycle accidents. Cyclists are subject to the same traffic laws as motor vehicle drivers, including obeying traffic signals and signs, adhering to lane markings, and following the rules of the road. Understanding these laws can help cyclists navigate the roads with confidence and minimize the likelihood of a bike accident.

Preparing for Safe Cycling

Before hitting the roads, it’s crucial to prepare for safe cycling. This includes wearing safety equipment such as a helmet, which is mandatory for riders under 18. Adults are also encouraged to wear helmets to reduce the risk of head injuries. Additionally, cyclists should ensure their bike is in good working condition, with proper tire pressure, functioning brakes, and adequate lighting. By taking these precautions, cyclists can reduce their risk of being involved in a bike accident and promote bicycle safety.

Choosing Safe Routes and Bike Lanes

Choosing safe routes and bike lanes is critical for minimizing the risk of bicycle accidents. California has a network of bike lanes and bike paths that provide a safe and convenient way for cyclists to navigate the roads. When choosing a route, cyclists should opt for roads with designated bike lanes or bike paths, which can reduce the risk of collisions with motor vehicles. Additionally, cyclists should be aware of potential hazards such as parked cars, potholes, and debris, and take steps to avoid them. By choosing safe routes and bike lanes, cyclists can promote cyclist safety and reduce the risk of serious injuries.

Tips for Preventing Bicycle Accidents in California

Cyclists are some of the most vulnerable people on the road. Pedestrians may be the only group that is more at-risk on byways than cyclists. While there are many inherent risks associated with biking, there are many ways you can reduce the risk of being involved in a bicycle accident. Some effective ways to protect yourself while on your bike include:

Wear protective gear at all times: Be sure to get a helmet that fits properly and meets the safety requirements for the state you live in.
Maximize your visibility: Whether you are riding during the day or night, it is important to make yourself as visible as possible. Make sure your bike has lights and reflective tape. This lets motorists see you with ease.
Stay alert: When you are cycling, it should consume 100 percent of your attention. Using your phone, listening to music, or even taking a sip of water could cause an accident. If you need to do something, you should consider pulling over somewhere safe.
Abide by traffic laws: As a cyclist, it is important to follow traffic laws at all times. If you are new to biking, you should ride with other people who have a thorough knowledge of California’s biking laws.
Avoid riding in dangerous situations: Avoid riding in blind spots, too close to the curb, or when a bicycle lane is available. Maintain a safe distance from parked cars and stay alert to your surroundings to minimize risks.

These are a few general tips for keeping yourself safe while cycling. However, sometimes cycling accidents happen. If you are involved in a cycling accident, there are some simple steps you can take to set yourself up for a successful claims process.

Steps to Take after a Bike Accident

It is important to do your best to prevent accidents and keep yourself safe. However, sometimes cycling accidents are inevitable. In the case of a serious injury, it is crucial to seek immediate medical attention and follow up with necessary medical care. If you have been injured in a bicycle accident, it is important to take essential actions to help your claim process. Some steps to take after a bike accident include:

Seek medical attention from a doctor: After an accident, it is important to receive a medical examination from a doctor—even if you do not have any immediately apparent injuries.
File a police report: If you decide you want to pursue a personal injury claim, a police report will be an essential piece of evidence to substantiate the incident.
Save copies of your medical bills and other accident-related documentation: Be sure to save any receipts and documentation related to your accident expenses, such as medical bills or bike repairs.
Collect evidence from the scene: While this can be hard to do in the moments following an accident, using your phone to take pictures of the crash and damages to you and your bicycle can provide essential support during the claims process.

After bike accidents, it can be hard to gather the mental energy to take the necessary steps for your insurance claim. The best way to ensure you have a successful claims process is to work with a skilled personal injury lawyer.

Contact the California Bike Accident Attorneys at Younglove Law Group Today

In the aftermath of a bike accident, it is easy to feel overwhelmed with stress. Securing a skilled Newport Beach bicycle accident lawyer as soon as possible is the best way to ensure you take critical steps for your protection.

At Younglove Law Group, we are proud to offer quality legal representation to individuals who have suffered injuries from bike accidents in California. Our Newport Beach law firm focuses exclusively on personal injury cases and specializes in claims involving catastrophic and fatal injuries. Our attorneys take a client-focused approach to our cases, always ensuring our clients feel prioritized and heard. Call our top-rated car accident lawyers at (844) 810-1800 or fill out our online contact form for a free and confidential consultation.

May 17, 2021/by younglovelaw

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Injuries You Could Sustain in a Low Impact Car Crash

Believe it or not, even low-impact car crashes can lead to injuries that prompt chronic pain and prevent you from living life to the fullest. If you experienced a low-impact car crash in California recently, you might want to see a doctor just to make sure you did not sustain injuries. If you do find that you suffered an injury, you may be able to seek compensation with the help of an attorney. When it comes to low-impact crashes, however, it may be more challenging to prove your injuries through the personal injury claims process. A skilled Newport Beach injury lawyer with Younglove Law Group may be able to protect your interests and help you seek fair compensation.

What is Considered a Low Impact Car Crash?

Low-impact car accidents occur when vehicles collide while traveling at slow speeds. Often, the resulting property damage is limited to dents and scratches. Most commonly, these accidents are referred to as “fender-benders.” In some cases, drivers and passengers may sustain injuries in these seemingly minor crashes.

Injuries You Could Sustain in a Low-Impact Car Crash

Many low impact car crashes result in little to no damage to vehicles or drivers and passengers; however, while damage to vehicles might be minor, victims can still sustain life-changing medical conditions. Some common injuries after a low impact car accident include:

Whiplash. This injury is caused when the neck moves back and forth rapidly during a collision. Common symptoms include neck pain, headaches, blurred vision, and memory problems—all of which can take months or in some cases, years to resolve.
Traumatic brain injury (TBI). TBIs occur when a crash causes a dramatic jolt to the head, or the brain is penetrated by an object—such as a windshield. TBIs can cause lack of mobility, restricted vision, memory loss, and other brain-related issues.
Back pain. Most commonly, low-impact crashes cause herniated discs, which occur when the discs that cushion the vertebrae are damaged. As a result, people affected can struggle with back and leg pain.

Remember, these are just some of the more common types of injuries you could sustain in a low impact collision. If you have developed any medical conditions as a result of a car accident—no matter how “minor” the injury or accident may seem—it is important to work with a personal injury attorney to obtain a favorable outcome regarding your claim.

Damages That May Be Recovered after a Low Impact Crash

There are several types of damages you can seek when pursuing a low impact accident claim. Among the primary losses you will sustain when you are injured as a result of a low impact crash is medical expenses.

Injuries from a fender-bender could be as minor as a few bruises or as severe as a traumatic brain injury (TBI). To complicate matters further, many injuries associated with low impact accidents—such as whiplash—may not present immediate symptoms. If you are involved in any kind of car accident, it is essential to undergo a thorough medical examination as soon as possible—even if you do not feel any obvious signs of injury or pain.

Some examples of medical expenses you may be able to recover when you work with an injury attorney include:

The costs of physical therapy
The costs of medical appointments
The costs of appointments with specialists
The costs of your initial hospital visit
Emergency room and ambulance expenses
Medical equipment you may need to recover
The cost of psychological therapy
All past, present, and future medical expenses due to the accident

In addition to medical expenses, you may also be able to recover funds for property damage and emotional pain and suffering. The best way to ensure all your damages are accounted for is to work with a skilled personal injury lawyer.

Contact the Car Accident Attorneys at Younglove Law Group Today

In the aftermath of a car accident, it is easy to feel overwhelmed with stress. However, seeing a doctor in a timely manner will not only assess any potential injuries, but also ensure you have the proper documentation to support your claim. Working with a skilled car accident lawyer in California as soon as possible after the crash is the best way to ensure you take critical steps for your protection.

At Younglove Law Group, we are proud to offer quality legal representation to individuals who have suffered injuries from car accidents in California. Our Newport Beach law firm focuses exclusively on personal injury cases and specializes in claims involving catastrophic and fatal injuries. Our attorneys take a client-focused approach to our cases, always ensuring our clients feel prioritized and heard. Call our top-rated car accident lawyers at (844) 810-1800 or fill out our online contact form for a free and confidential consultation.

May 10, 2021/by younglovelaw

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Economic Damages vs. Non-Economic Damages in a CA Negligence Claim

In personal injury cases, injured parties seek compensation from the negligent parties responsible for their injuries and other losses. When discussing these legal actions, you may come across the terms “economic damages” and “non-economic damages.” In personal injury terms, damages refers to the financial compensation an individual who sustains injuries due to another party’s negligence may receive upon the settlement of their claim.

To break matters down further, compensation may come in several forms. Economic and non-economic damages are terms that refer to the types of compensation that may be recovered. The total sum a victim of a personal injury accident may receive depends on a variety of factors pertaining to their case and typically includes the total financial losses they incurred because of the accident.

Anyone who takes a financial hit in the form of property damage, medical injuries, or psychological suffering because of another person’s or entity’s negligence may have the right to file a claim against the liable party for compensation. Meeting with a skilled personal injury lawyer is the best way to determine whether you qualify for compensation, and if so, how much.

What are Economic Damages in California?

Economic damages, also known as special damages, are the actual quantifiable losses a victim incurs. These losses usually have a specific monetary value because they consist of expenses for which there are records. Common examples of economic damages include:

Lost wages
Medical expenses (both past and future)
Property damage

In the majority of personal injury cases, medical bills form a substantial portion of the awarded compensation. If you are injured through no fault of your own, you may be on the hook for the following healthcare-related expenses:

Hospital bills
Doctor’s appointments
Medication costs
Physical therapy sessions
Psychological therapy
Ambulance bills
Medical equipment

Lost wages are also tangible losses a person may suffer due to being unable to return to work. If you incurred lost wages due to a car crash or other accident, your attorney may be able to review your pay stubs and calculate the extent of your lost wages. If you suffered a severe injury and will be out of work for some time, or if you will not be able to return to the same type of job due to your reduced abilities, a knowledgeable attorney can calculate your lost earning capacity.

Your attorney will add up all your tangible financial losses to calculate your economic damages.

Understanding Non-Economic Damages in California

Unlike economic damages, non-economic damages, also known as general damages, are more abstract and are thus much more challenging to calculate. Non-economic damages are awarded to compensate victims for losses on which they cannot easily quantify. Non-economic damages reflect long-term or lifelong changes in a person’s quality of life. They are more common in accidents which resulted in catastrophic injuries that require victims and their families to make dramatic changes to their day-to-day lives.

Common examples of non-economic damages include:

Emotional pain and suffering
Loss of enjoyment of life
A negative change to the plaintiff’s reputation
Loss of friends
Accident-related disabilities
Psychological distress

Determining a monetary equivalent for non-economic damages is not straight-forward like it is for economic damages. There is no standard formula for calculating pain and suffering; however, skilled injury attorneys may use different approaches to come to a numerical figure. The “multiplier method” is a common means to approximate a fair financial sum.

Contact the Personal Injury Attorneys at Younglove Law Group Today

Incurring losses from an accident that was not your fault can be a deeply frustrating experience. Specifically, seeking compensation for your non-economic losses can be especially challenging. The best way to secure the compensation you deserve for your emotional pain, suffering, and hardship is to work with a skilled California personal injury lawyer.

At Younglove Law Group, we are proud to offer quality legal representation to individuals who have suffered injuries from accidents in California. Our Newport Beach law firm focuses exclusively on personal injury cases and takes a special interest in claims involving catastrophic and fatal injuries. Our attorneys take a client-focused approach to our cases, always ensuring our clients feel prioritized and heard. Call our top-rated personal injury lawyers at (844) 810-1800 or fill out our online contact form for a free and confidential consultation.

May 3, 2021/by younglovelaw

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Critical Steps to Take When Injured in a California Truck Accident

Truck accidents usually result in serious or catastrophic injuries. Often, a person involved in a collision with a truck driver is not in the physical or mental state to do anything at the scene of the accident other than receive medical help. However, if you are lucky enough to walk away from a truck accident without any major injuries, there are some important steps to take at the scene to ensure you have all the materials you need during the claims process.

Younglove Law Group has built a strong reputation for securing results in complex truck accident cases across California. Insurance companies often try to minimize payouts, but we know how to fight back effectively. With years of experience handling high-stakes injury claims, we take a proactive approach to securing medical care, identifying all available insurance coverage, and advocating for full compensation. Our team is known for clear communication and tenacious representation, ensuring you never feel alone in the legal process.

Critical Steps to Take When Injured in a California Truck Accident

If you or someone you know has been injured in a truck accident, secure a skilled truck accident lawyer. Here is some important information on critical steps to take when injured in a California truck accident.

Call 911

Immediately after an accident, call 911 for help. If you are on a highway, a 911 dispatcher will likely be the first person you speak to. Try to give the dispatcher as much information as you can, including the highway exits close to you and how many people were involved in the accident. The dispatcher will then direct your call to local law enforcement agencies and emergency responders. Even if the accident seems minor, it is still important to contact law enforcement and get a police report with accurate records of the accident scene.

Seek Medical Attention

In every accident, the people involved should always seek medical attention. Even if you do not have any obvious injuries, it is still crucial to get medical evaluations for yourself and your passengers, as many conditions or injuries have a delayed onset. The longer you wait to seek medical attention, the harder it will be to prove that any injuries you have were directly related to the accident.

Collect and Document Evidence from the Scene

This applies to individuals who incurred less severe injuries or were completely uninjured. If you are able, collect as much evidence from the scene as possible, as this can make a huge difference when pursuing insurance claims. Documenting photos of the crash, collecting contact information from witnesses, and taking pictures of the weather or road conditions can ensure your insurance company has very little room to downplay your losses. Other documentation that is important to collect includes:

The name, address, phone number, and email address of everyone involved in the accident
The insurance company and policy number of any individuals involved in the crash
The truck’s license plate number and other identifying information
The name of the truck driver’s employer

Be Mindful of What You Say at the Scene

While emotions run high after an accident, it is best to keep your words to a minimum. Specifically, be sure to avoid admitting fault or liability for the accident. Even if you think you were at fault, keep this to yourself. Avoiding discussing the details of the crash will help ensure you are best protected during the insurance claim process.

These tips do not imply you cannot speak at all at the scene. In fact, police officers will ask you for a statement of what happened. In your statement, be honest but avoid admitting to any fault in the accident.

Notifying the Insurance Company

Notifying the insurance company is a crucial step after a truck accident. It is essential to report the accident to your insurance company as soon as possible, even if you are not at fault. This will help to ensure that your rights are protected and that you receive the compensation you deserve.

When notifying the insurance company, be sure to provide them with accurate and detailed information about the accident. This should include:

The date, time, and location of the accident
A description of the vehicles involved
The names and contact information of the parties involved
A description of the damage to the vehicles
Any witness statements

It is also important to keep a record of all communication with the insurance company, including dates, times, and details of conversations. This will help to ensure that you have a clear understanding of the claims process and that you are able to track the progress of your claim.

Understanding Your Rights and Options

After a truck accident, it is essential to understand your rights and options. You have the right to seek compensation for your injuries and damages, and you should not settle for anything less than what you deserve.

It is crucial to consult with an experienced truck accident lawyer who can help you navigate the complex legal process and ensure that you receive fair compensation for your injuries. Your lawyer can help you to:

Determine the cause of the accident and identify the parties responsible
Gather evidence to support your claim
Negotiate with the insurance company to reach a fair settlement
File a lawsuit if necessary

Your lawyer can also help you to understand your options for seeking compensation, including:

Filing a personal injury claim
Filing a wrongful death claim
Seeking compensation for lost wages and medical expenses
Seeking compensation for pain and suffering

Understanding your rights and legal options is the first step toward securing the compensation you deserve. With the guidance of an experienced truck accident lawyer, you can navigate this process with confidence, ensuring that your rights are protected every step of the way.

Dealing with Settlement Offers

After a truck accident, you may receive a settlement offer from the insurance company. It is essential to carefully consider this offer and to consult with an experienced truck accident lawyer before making a decision.

A settlement offer may seem appealing, but it may not be in your best interests. The insurance company may be trying to settle the claim quickly and for a low amount, which could leave you with inadequate compensation for your injuries and damages.

Your lawyer can help you to evaluate the settlement offer and to determine whether it is fair and reasonable. They can also help you to negotiate with the insurance company to reach a better settlement.

Some things to consider when evaluating a settlement offer include:

The amount of compensation offered
The terms of the settlement
The potential risks and benefits of accepting the settlement
The potential risks and benefits of rejecting the settlement and pursuing a lawsuit

Carefully assessing any settlement offer is crucial to ensuring you receive the full compensation you deserve. With the help of a skilled truck accident lawyer, you can make an informed decision that protects your financial and physical well-being both now and in the future.

Contact the Truck Accident Attorneys at Younglove Law Group Today

In the aftermath of a truck accident, it is easy to feel overwhelmed with stress. While it is hard to navigate essential actions, doing so will ensure you get through the claims process. Securing an experienced truck accident attorney as soon as possible after the crash is the best way to ensure you take critical steps for your protection.

At Younglove Law Group, we are proud to offer quality legal representation to individuals who have suffered injuries from truck accidents in Newport Beach. Our firm focuses exclusively on personal injury cases and specializes in claims involving catastrophic and fatal injuries. Our attorneys take a client-focused approach to our cases, always ensuring our clients feel prioritized and heard. Call our top-rated car accident lawyers at (844) 810-1800 or fill out our online contact form for a free and confidential consultation.

April 28, 2021/by younglovelaw

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How Life Can Change after a Traumatic Brain Injury from a Car Crash

The Brain Injury Association of America reports that more than 2.5 million adults and children suffer from a traumatic brain injury (TBI) each year. TBIs are measured on a scale of severity, but in many cases, they can have lifelong impacts on a victim and their family. Sometimes, TBIs can require extended hospitalizations and long-term cognitive training—both of which can alter all aspects of a person’s life.

If you have sustained a TBI from a car accident, work with a skilled car accident attorney in Newport Beach, California, to ensure your rights are protected, and you receive proper compensation for any losses you incurred as a result of your TBI. Here are some important things to know about how life can change after a traumatic brain injury.

What Are the Effects of a TBI?

The effects of a TBI will depend on the severity of the injury. There are three kinds of traumatic brain injuries: closed, open, and acquired. The extent of physical and psychological effects a person may experience will also depend on the classification of their injury. Depending on the type of TBI, people may deal with changes to their memory and cognitive functioning. Some of the effects associated with certain TBIs include:

Frontal lobe injuries, which may cause changes in mood and personality as well as affect a person’s ability to make decisions and use expressive language.
Parietal lobe injuries, which may affect a person’s perception. These injuries can also make it harder for people to find and name words.
Temporal lobe injuries, which can affect a person’s hearing and comprehension. Other potential effects include problems categorizing information, such as objects, and short-term memory problems.
Occipital lobe injuries, which can affect a person’s vision and depth perception. In some cases, they can also cause difficulty with reading, writing, and word recognition.
Injuries to the base of the skull, which can cause difficulties with balance, equilibrium, and coordination.

Often, acute and long-term rehabilitation for a TBI involves speech, physical, and occupational therapy. Counselors and therapists should be part of the healing process as the permanent damage can be challenging and stressful to accept and manage.

The Psychosocial Effects of a TBI

Most of the psychosocial effects of TBIs occur when the damage is located in the frontal, parietal, or temporal lobe. In these cases, victims can struggle with decision-making, attention, comprehension, impulsive behaviors, and communication skills. All of these things can affect a person’s ability to return to a normal life. Additionally, in many TBI cases, a person may never regain their pre-injury abilities, which can cause feelings of depression and isolation.

These are all skills that most people take for granted in their day-to-day lives. But for individuals with a TBI, the damage to these fundamental skills can damage their personal relationships and ability to live a normal life. Ultimately, the psychosocial effects of a TBI can be as damaging to the individual as the physical effects.

Contact the Car Accident Attorneys at Younglove Law Group Today

In the aftermath of a car accident, insurance companies often prey on unrepresented people by offering them cash to settle their claims. Almost always, their first offer is less than what the person deserves or would have received if they worked with a qualified attorney. TBIs can have a lasting effect on a person’s life. It’s essential for victims of car accidents who have sustained a TBI to secure expert legal counsel.

At Younglove Law Group, we are proud to offer the very best legal representation to individuals who have suffered injuries from car accidents in California. Our firm focuses exclusively on personal injury cases and specializes in claims involving catastrophic and fatal injuries. Our attorneys take a client-focused approach to our cases, always ensuring our clients feel prioritized and heard. Call our top-rated car accident lawyers at (844) 810-1800 or fill out our online contact form for a free and confidential consultation.

April 21, 2021/by younglovelaw